HBC Scottish Property Lawyer -£320+vat

Scottish Property Law

Scottish Property Law

Scottish Conveyancing Fees – £320 +Vat

HBC Conveyancing – we don’t charge for making offers or request upfront payment.

Working throughout the whole of Scotland 5-Star-Rating

Scottish Property Lawyer

Welcome to HBC Conveyancing. Selling or buying your home is an important decision to make, so at HBC you can rely on experienced and dedicated professionals to guide you in the right direction. There are many benefits to HBC Conveyancing – we don’t charge for making offers or request up-front payment and we provide expert knowledge at a competitive price. At the same time, we have many years experience in the property sector so you’ll know that your purchase or sale transaction is in safe hands. Here at HBC we understand that there are many solicitors you could choose to work with. We believe that we have the correct balance between the service we offer to our clients and a competitive fee structure to ensure that you get the best legal team for your money. Our solicitors deal regularly with all high street banks and building societies and so your choice of mortgage lender won’t be an issue for our solicitors. Choose the correct team to represent you, choose HBC Conveyancing.

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Local Knowledge

Scottish Conveyancing- With the correct legal advice and by using Conveyancing at HBC, expert conveyancing knowledge is only a quick call away. Ensure that you call HBC Conveyancing or just drop us an quick email and we can call you on a number of your choosing at a time when you are free. Just remember that all advice given is FREE.

For £320 + Vat we can sell, purchase or re-mortgage your house. Conveyancing Quotes made easy – just click on the button below or call us. Working throughout the whole of Bathgate and West Lothian area incorporating home visits, our legal teams are friendly and ready to help.

Why Clients Choose to return to HBC

If you are unable to visit your Scottish Conveyancing Lawyer at the offices and wish us to arrange a home or work place visit then we can easily do this. With our Scottish Conveyancing Lawyers covering the whole of Scotland meetings can easily be arranged to ensure that your transaction progresses as smoothly as possible. Documents can be emailed or posted to you for signing and return to your Scottish Conveyancing Lawyer . Taking time out to visit legal offices can be avoided, unless you wish to call in. With Free offers and negotiations and with not a penny to pay until your transaction settles, choosing HBC could not be easier. Call us today for more information or ‘click’ on the below button for your free no obligation quote.

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For £320 + Vat we can sell, purchase or re-mortgage your house. Scottish Conveyancing Quotes made easy – just click on the button below or call the office nearest you. Working across Scotland incorporating home visits, our legal teams are friendly and ready to help.

  • We don’t do volume a conveyancing service,
  • we don’t do answering machines,
  • we don’t do computer-generated updates,

Your Scottish conveyancing solicitor will work with you on a one to one basis, with direct contact details and a support team familiar to your transaction.

Your Scottish conveyancing solicitor will provide down to earth, plain speaking; practical solutions to ensure your interests are protected and promoted.

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Choose the right team for the right reasons.

Preparation and presentation are vital when selling your property or a drafting your mortgage application. Choosing your legal team to aid you in your negotiations can be even more critical. Like a good accountant hundreds and even thousands of pounds can be saved so choose the right team for the right reasons.

The focus is on the service your chosen Scottish conveyancing solicitor shall provide to you the client. The positive roll taken when dealing with the other parties to your transaction. Negotiation is the best way forward, confrontation seldom progresses matters to either parties benefit.

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Capped conveyancing legal work loads

Our proactive and inclusive working methods are key to the continued service standards offered to you the clients. By managing and capping the work loads, by providing direct dial telephone numbers and a personal service to progress your interests your chosen solicitor can make the difference. So choose the correct team to represent you.

 

Working with your Financial Adviser and your chosen Estate Agent

Working closely and being referred by fellow professionals year on year in the property industry does not happen by chance. It works due to the hard work and commitment by not just ourselves but also your Financial Adviser and your Estate Agent. The market conditions dictate that we must all work together to ensure that any issues that arise are tackled and solutions found.

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We are happy to answer any of the questions you might have regarding the purchase of your new home, call us and talk to us.

No upfront Fees or charges – No charge for putting in offers – Competative Fees – Home Visits

If you are unable to visit your Scottish Conveyancing Lawyer at the offices and wish us to arrange a home or work place visit then we can easily do this. With our Scottish Conveyancing Lawyers covering the whole of Scotland meetings can easily be arranged to ensure that your transaction progresses as smoothly as possible. Documents can be emailed or posted to you for signing and return to your Scottish Conveyancing Lawyer . Taking time out to visit legal offices can be avoided, unless you wish to call in. With Free offers and negotiations and with not a penny to pay until your transaction settles, choosing HBC could not be easier. Call us today for more information or ‘click’ on the below button for your free no obligation quote.

 

 

 

A Guide Scottish Conveyancing

(Buying and Selling Property in Scotland -Guide to Scottish Conveyancing)

In Scotland properties are offered for sale in a number of ways:-

Offers Over:

This option tends to be the one which is used by most sellers. As a guide to Scottish conveyancing the seller may hope to achieve a final sale price that exceeds the offers over figure. This can lead to confusion for a prospective purchaser to know exactly what they might require to pay for a given property. This has been simplified by Home Reports which provide a valuation of the property prior to offer being submitted.

Offers around/in the region of:

As a guide to Scottish conveyancing this option may mean that the seller is willing to accept less than the quoted figure. This may be the case if the property has been valued under the price the seller is asking for, or if the seller is looking for a quick sale.

Fixed price:

The seller is indicating that they will accept a particular figure, but it is worth noting that this is not a legal obligation on the seller, and also offers can be still be made.

Once you have found a property and as a guide to Scottish conveyancing, then it is important to contact your solicitor so that either a ‘note of interest’ can be made (which lets the estate agent know you are interested in the property), or so your solicitor can put in an offer for you.

The offer will consist of the amount of money you want to pay for the property and also what you would like to be included in the property. For example, moveable items such as curtains, cookers or carpets; and fixed items, for example wardrobes. Your preferred date of entry would also be included.

What happens next?
If the property is going to a closing date, this means there is more than one interested party. Offers are then sent to the estate agent by your solicitor at a specific time on a certain day. Once all the offers have been received by the estate agent and as a guide to Scottish conveyancing they will, after speaking to the seller, contact the successful buyer’s solicitor and verbally accept the offer. The successful offer need not be the highest value offern as there is no legal duty to accept the highest or even any of the offers.

The seller’s solicitor will then issue a qualified acceptance and exhibit the property titles and any associated papers to the buyer’s solicitor. There is no legally binding contract at this point.

The conveyancing matters will then be dealt with by the solicitors. As a guide to Scottish conveyancing the buyer’s solicitor will examine the title and plans and ensure that the property belongs to the seller, reports will be ordered and checks will be made. Any certificates will be collected and any planning permissions for alterations obtained. The buyer will receive a copy of the title deeds to satisfy themselves that this is the property they are buying. When the buyer’s solicitor and the seller’s solicitor have agreed the terms of the qualified acceptance on your instructions, they will conclude missives, again on their client’s instructions. This is the ‘Concluding Missives’ that buyers and sellers look forward to, and is now a binding contract for both parties.

On the date you get your property

Once the date of entry arrives the buyer’s solicitor will exchange funds with the seller’s solicitor and the keys are released to the buyer. So please have your mobile ‘phone charged!

Below is the advice given by The Law Society of Scotland

Solicitors can ease the strain and help to avoid the pitfalls of the complete house-buying process, from noting interest in a property to concluding the deal. Their local knowledge can also be useful in helping you find a property.For a more detailed description of the process, please download our Buying a property information sheet.

The first step

A solicitor can ‘note interest’ in a property you like. This shows you are interested in the property and want to be kept informed of developments, such as the fixing of a closing date for offers.

Information about the property

Sellers must provide a home report for buyers. These include a single survey (which gives the condition and value of the property), an energy report (which contains a house’s energy efficiency rating and carbon dioxide emissions) and a property questionnaire (which includes general information such as a property’s council tax band, factoring arrangements, the existence of any local authority notices and information about alterations that have been made).A surveyor instructed by the seller will provide the survey contained in the home report pack. In many cases this will be sufficient for an interested party to submit an offer. However the potential buyer may have to commission another survey at the request of a mortgage provider or if the original survey was carried out some time ago. Your solicitor can provide further details and advice.

Arranging the loan

There are many types or mortgages available, which can be confusing. Some solicitors can offer advice on what is best for you and then arrange the loan.

Making an offer

A formal offer to purchase in Scotland is a complicated document containing a number of clauses for your protection. Your solicitor will prepare and sign this document for you and give guidance on offer price and other conditions.

Negotiating the purchase

Further negotiations are likely after an offer has been accepted, for instance, the date of entry, details of additional items included in the sale and issues such as permits for alterations.

Checking and transferring ownership

Your solicitor can advise on any ‘title burdens’, or conditions that must be obeyed by the owner, such as common repairs, rules on keeping animals or uses for the property. A new title deed will then be prepared and signed by the seller, transferring the title into your own name.

Other matters

Your solicitor will be able to give you advice about other important matters, such as insuring the property and its contents and drawing up a will, which is highly recommended. Also, he or she can provide you with a quotation for the cost of the house-buying process, including legal fees.

Selling a property

Most solicitors can handle the sale of a property from start to finish, including advice on advertising and the conveyancing. It is best to consult a solicitor even if you are selling a property yourself.

Home reports

Sellers are required by law to provide a home report for buyers. These include a single survey, an energy report and a property questionnaire. Your solicitor can provide further details and advice.

Negotiating the sale

Your solicitor will negotiate the selling price and other matters – such as the date of entry – before negotiating and accepting any offer to purchase on your behalf. This exchange of letters signed by the solicitors is referred to as ‘missives’. Once their terms are finally agreed, there is a concluded and binding contract.

The paperwork

Further checks have to be carried out by solicitors after an offer has been accepted, for instance, in relation to building work or repairs. Then new title deeds can be drawn up transferring ownership of the property. Your solicitor can take care of all this, while also collecting the money from the sale, arranging to discharge and repay your existing mortgage if you have one and, if necessary, arranging for the surplus to be put towards the purchase of your new home.

After the sale

Your solicitor will also be available for advice after the deal has been completed.

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