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LIFETIME MORTGAGES ADVICE

An overview of the basics.


We Examine A growing Trend In Equity Release


MORTGAGES WITH A DIFFERENCE


These are less usual mortgages that are also sometimes called equity release mortgages. The idea is that you borrow money without making monthly payments. Instead, repayment with interest is usually made when you sell the property or upon the death of the owner.


There are more issues to understand with lifetime mortgages and more often than not, your lender will want your lawyer present when you sign on the dotted line. Your lawyer will need to explain the legal details to you, so don’t be fooled by anyone claiming that they can advise you over the telephone to cut costs.Our lawyers always meet up with clients who wish to arrange lifetime mortgages. One reason for this is that many clients who choose this form of lending are at a later stage in life, and we like to make sure they understand everything before committing.


Our lawyers will also visit you in your own surroundings to make sure you are comfortable and at ease asking questions. So if you have spoken to your financial adviser and you think that this type of mortgage is for you, give us a call and we’ll help you through the process.


WORKING ACROSS THE WHOLE OF THE UK


…As the prices fluctuate due to regional or very specific local issues we pride ourselves in keeping you the client in the best position to buy or sell. Conveyancing has become more complex and huge amounts of money can be gained or lost dependent on having the right team to support and represent you. With the support of our professional advisers and business partners we can keep you in the best position regardless of where your conveyancing transaction. Our Solicitors can call out to visit you and we can even arrange for some local financial advice or estate agent if you require a wider appreciation of the local market you are selling or buying in. No matter where you are wishing to buy your property your Conveyancing Solicitor can be there for you. With home or work place visits and local advice we can ensure that your legal position is secured and your interests are fully represented. Ensure you appoint the best team to represent you. We have built on the comprehensive legal service by organising home of work place visits. Local knowledge is never lost and is one of our great benefits regardless of where you are located. Why not have the full service, and at a reasonable cost. We have built or service on providing results without loosing site of how important keeping the conveyancing fees to a level where you the client can get a great service without the high end legal costs.


CALL AND SEE HOW WE MAKE THE DIFFERENCE TO CLIENTS


With the support of our professional advisers and business partners we can keep you in the best position regardless of where your conveyancing transaction is within Scotland. Our Solicitors can call out to visit you and we can even arrange for some local financial advice or estate agent if you require a wider appreciation of the local market you are selling or buying in.


Our Success

Q - Can We Try The Legal Service For Free?

A - Yes, our unique ‘No Obligation Service Opportunity’ allows you the opportunity to experience our highly valued service without any commitment or payment on your part, so go ahead and compare the Conveyancing Fees.

  • No Completion No Fee.
  • Free Service Trial At No Cost To You.
  • A Fully Remote Legal Service If Required.

WE ARE HERE TO HELP

From when you decide to Sell, Purchase, Tranfer or Re Finance your property, we are here to help. We have a proven track record for over 10 Years in Scottish property (Residential and Commercial) of helping save thousands of pounds. From help to appoint an Estate Agent, Negotiation Tips, Legal Guides and practical advice. Just drop us an email or phone or if easier read through our extensive Online Guides.

BEING BRAVE

Challenging Online Comparison Websites, Why Pay Referral Costs?

Being Prepared

Call Or Look Through Our Online Guides, Being Prepared Saves You Money.

BURST THE BUBBLE

It's Beter To Save £1000's When Negotiating Your House Price.

hbc explain what  questions you should always ask

ALWAYS QUESTION

Knowing & Asking Is Always Better Than Assuming What Is Happening.

HOW TO AVOID ANY STRESS & ASSUMPTIONS

Assumptions create 70% of all conveyancing stress and issues. We make assumptions every minute of every day. Something happens and we instantly assign meaning to it. That is an assumption. Yet conveyancing and the residential legal system in Scotland is constantly changing and so does what your solicitor is reqired by law to do and what is required of you. We start imagining and reasoning what is going on, we look at social media and ask friends, what they think, what they experienced. We rationalise an entire assumed story based on assumptions and we believe it. One assumption leads to another assumption; we jump to conclusions and we take it personally. Almost all conflicts and desisions we take are based on assumptions. Assumptions are nothing more than false stories that we are telling ourselves. They create a big drama for no reason because they aren’t based on fact. If you really want to avoid the stress of moving, ensure that your experience is a possitive one and you are informed, why not just ask your property solicitor?

10+ Years Of Helping Clients

Buy, Sell & Transfer
PROPERTY ACROSS SCOTLAND

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Average Saving On Legal Costs

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